You invoice €4,000.
How much is really yours?
Social charges, income tax, VAT: Nettiva sets everything aside and shows your true net income, at all times — and warns you before every threshold.
🌍 The rest of this page and the app are still in French — full English translation is on its way.
You keep about
2 690 €per month
32,7 %of real deductions
- Chiffre d’affaires encaissé
- 4 000,00 €
- Cotisations sociales
- −995,55 €
- Contribution formation professionnelle
- −7,78 €
- Impôt sur le revenu (estimation)
- −195,33 €
- TVA à reverser
- −111,11 €
- Net in your pocket
- 2 690,22 €
Where you stand against the thresholds
How is this calculated?
Cotisations sociales : 25,6 % du CA. Impôt : barème progressif après abattement forfaitaire, foyer d’une part.
Rules version : 2026-01-01
Indicative estimate for educational purposes, computed from official public scales. Not personalised legal, accounting or tax advice. Double-check with official sources or a professional.
Your true net, at all times
You receive €4,000 — you do not keep €4,000. Nettiva sets aside contributions, taxes, business levy and VAT to show what is really yours.
Thresholds, anticipated
VAT, micro cap, end of ACRE: Nettiva tells you on which date, at your current pace, you will cross each threshold. No surprise switch.
Never caught off guard again
Every Urssaf, tax or levy deadline comes with its amount already set aside. You always know what is due, and when.
Recevez une alerte quand vous approchez d’un seuil
TVA, plafond micro, fin de l’ACRE : soyez prévenu·e des semaines à l’avance, avec le montant exact en jeu. Désinscription en un clic.
Simple pricing
Premium
€7/monthor €70/year
- History and monthly statement
- Projections and “what if” scenarios
- Cash-flow calendar and alerts
- Personalised regulatory watch
Annual report
€39one-off
- Complete review of your year
- Indicative micro vs company comparison
Questions fréquentes
Who is Nettiva for? Which statuses are covered?
Micro-entrepreneurs (auto-entrepreneurs) in France and partita IVA under the regime forfettario in Italy, whatever the trade. Companies (EURL, SASU…), artist-authors, health professionals under agreement and farmers fall under other regimes: Nettiva does not compute their contributions — the micro vs company comparison only gives orders of magnitude.
Does Nettiva replace my invoicing tool?
No, and that is not the point. You already have a tool to invoice. Nettiva sits on top: it tells you what you really keep and what is coming.
Do I have to connect my bank account?
No. No bank connection. You enter your receipts in a few seconds, or import a CSV statement.
Where do the rates and thresholds come from?
Official sources only: Urssaf, impots.gouv.fr, Légifrance, INPS, Agenzia delle Entrate. Every figure shown is dated, sourced, and recomputed automatically when regulations change.
Is the simulator really free?
Yes. The simulator and threshold gauges are free, no account needed. History, projections, scenarios and alerts are part of the premium plan.
What about my data?
The simulator computes everything in your browser: nothing is sent to our servers. With an account, your data is hosted in the European Union, exportable and deletable in one click.